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‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo

Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.

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Is the CFPB Paving the Way for Single-Payer Healthcare Through Medical Debt Reform?

The CFPB’s recent modifications to medical debt reporting may be subtly steering the U.S. toward a single-payer healthcare system by minimizing the visibility of medical debt.

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Paying for Your Golden Years, and Theirs

Local- and state-government employees need a dose of reality.

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Surviving D.C.’s Debt Disaster

Utah’s chances are good — but New Mexico…

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