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The Latest Updates
- Albuquerque Journal: A state-run bank would put taxpayers on the hook for risky loans
A state-run public bank is a dangerous experiment in government overreach that will burden taxpayers, distort credit markets, and fail where private financial institutions succeed. - RealClearMarkets: The Real World Intrudes On Sanders and Hawley’s Rate Cap
A national credit card rate cap may seem consumer-friendly, but history and state-level experiments shows it shrinks credit access and pushes borrowers toward costlier alternatives. - Elon Musk Declares CFPB’s Demise, Validating SPPI’s Efforts
Musk’s declaration marks a defining victory for the Southwest Public Policy Institute, affirming our relentless efforts to expose and dismantle the CFPB. - Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all
CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity. - SPPI Applauds the Departure of CFPB Director Rohit Chopra
Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation. - Earned Wage Access: A Financial Lifeline or the Next Credit Trap?
Earned Wage Access (EWA) has rapidly gained traction amidst the demand for short-term liquidity, but questions remain about the preservation of borrowers’ financial autonomy. - Brenner Quoted in National Mortgage News on FCC’s One-to-One Consent Rule Suspension
Southwest Public Policy Institute President Patrick M. Brenner was quoted in National Mortgage News on the FCC’s one-to-one consent rule being indefinitely suspended following two… Read more: Brenner Quoted in National Mortgage News on FCC’s One-to-One Consent Rule Suspension - The Price of Credit: How Rate Caps Hurt America’s Cash Poor
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