United States Congress
bicameral legislature of the United States
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Coalition Letter
SPPI Joins Coalition: Judge Bank Applications on the Statute, Not the Comment File
A new SPPI report supplies the evidentiary record: 68 million Americans live in counties with no community bank headquarters, and rate caps move credit up the income ladder rather than lowering its price.
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Policy Brief
Regulation Without Disclosure
What the GAO’s review of the NAIC means for insurance consumers.
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Coalition Letter
SPPI Joins Coalition Urging Senate Judiciary Committee to Reject the American Innovation and Choice Online Act
The letter asks Senate Judiciary Committee Chairman Chuck Grassley and Ranking Member Dick Durbin to reject the American Innovation and Choice Online Act.
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Op-Ed
‘For Heaven’s sake, stop it’ DIDMCA opt outs harm interstate commerce
State-level DIDMCA opt-outs threaten to fragment the national credit market.
Originally published inAmerican Banker
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Policy Brief
Housing Shock: The Cost of Investor Ownership Bans
A prohibition on institutional investors could destabilize housing markets, but a targeted exemption can protect homeowners and renters.
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Op-Ed
New Mexico knows Trump’s BLM nominee. Back away.
Former New Mexico Republican chairman Steve Pearce is the opposite of what the complex agency needs.
Originally published inThe Washington Post
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Op-Ed
Stablecoin Rewards Are the Shortcut to Financial Trouble
Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?
Originally published inRealClearMarkets