Updates

Op-Ed

Trump can delete Elizabeth Warren’s failed experiment once and for all

CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

Originally published inFox News

Patrick M. BrennerFebruary 5, 2025
Press Release

SPPI Applauds the Departure of CFPB Director Rohit Chopra

Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.

Southwest Public Policy InstituteFebruary 2, 2025
Policy Brief

Earned Wage Access: A Financial Lifeline or the Next Credit Trap?

Earned Wage Access (EWA) has rapidly gained traction amidst the demand for short-term liquidity, but questions remain about the preservation of borrowers’ financial autonomy.

Patrick M. BrennerFebruary 1, 2025
In the News

Brenner Quoted in National Mortgage News on FCC’s One-to-One Consent Rule Suspension

Southwest Public Policy Institute President Patrick M. Brenner was quoted in National Mortgage News on the FCC’s one-to-one consent rule being indefinitely suspended following two significant legal developments. With the 11th Circuit Court of Appeals striking…

Southwest Public Policy InstituteJanuary 30, 2025
Policy Brief

The Price of Credit: How Rate Caps Hurt America’s Cash Poor

“The road to hell is paved with good intentions.”

Patrick M. BrennerJanuary 29, 2025
Press Release

SPPI Applauds Fate of FCC’s One-to-One Consent Rule: Stay and Eleventh Circuit Ruling

The FCC’s one-to-one consent rule would have disrupted vital industries, reduced access to services, and driven up costs.

Southwest Public Policy InstituteJanuary 27, 2025
Press Release

Victory: Court Deals FCC’s One to One Consent Rule a Major Blow

Businesses, consumers, and innovators scored a major victory as the FCC’s overreaching one-to-one consent rule was struck down.

Southwest Public Policy InstituteJanuary 24, 2025
Op-Ed

A Boon for Foreign Call Centers, a Blow to US Jobs

With the inauguration of Donald Trump and the leadership shakeup at the Federal Communications Commission (FCC), the regulatory landscape is shifting. Brendan Carr has replaced Jessica Rosenworcel as FCC chair, and a new Republican majority now controls the Commission.…

Originally published inNewsmax

Patrick M. BrennerJanuary 22, 2025
Policy Brief

Ready for Action: SPPI Kicks Off the 2025 New Mexico Legislative Session

SPPI kicks off the 2025 New Mexico legislative session, partnering with key lawmakers to advance a bold agenda for freedom, opportunity, and prosperity.

Patrick M. BrennerJanuary 21, 2025
Op-Ed

It’s Time to Disrupt the System and Introduce Real School Reform in New Mexico

New Mexico must embrace comprehensive school choice reform, exemplified in Senator Craig Brandt’s Education Freedom Bill, to empower parents, improve educational outcomes, and make our state competitive.

Originally published inAlbuquerque Journal

Tonja BrandtJanuary 19, 2025