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Policy Brief

Analysis and commentary; the default for shorter pieces.

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    Regulation Without Disclosure

    What the GAO’s review of the NAIC means for insurance consumers.

    Patrick M. Brenner  |  July 29, 2026

  • Policy Brief

    FDA’s Peptide Review Should Include a Hard Look at the Supply Chain

    Why regulators must look beyond patient access and weigh the risks of foreign supply chain dependencies.

    Patrick M. Brenner  |  July 22, 2026

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    The Future of Retirement is Here

    The change could quietly unlock billions in hidden retirement wealth for everyday Americans.

    Patrick M. Brenner  |  March 31, 2026

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    The Carbon Standardization Project

    International bureaucracies are undermining America’s energy policies.

    Patrick M. Brenner  |  March 19, 2026

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    Construction Halted: Trump’s Tariffs Threaten Infrastructure Projects

    Tariffs on steel, aluminum, and copper are driving up costs, delaying infrastructure projects, and threatening growth across key sectors of the American economy.

    Lucas J. Parker  |  March 6, 2026

  • Policy Brief

    Housing Shock: The Cost of Investor Ownership Bans

    A prohibition on institutional investors could destabilize housing markets, but a targeted exemption can protect homeowners and renters.

    Patrick M. Brenner  |  February 24, 2026

  • Policy Brief

    When Silence Speaks: The Optics of Editorial Conflict

    A statistical coverage disparity raises transparency questions at the Financial Times.

    Patrick M. Brenner  |  February 18, 2026

  • Policy Brief

    Weakening Tri-Merge Would Make Housing Less Affordable

    Why cutting credit reporting costs won’t fix housing affordability, and may make it worse.

    Patrick M. Brenner  |  February 6, 2026

  • Policy Brief

    Fiduciary Standards Start With Transparency

    The loudest voices demanding “fiduciary purity” in America’s retirement debate are often the least willing to submit themselves to basic public scrutiny. That contradiction is now impossible to ignore. This week, the Pinpoint Policy Institute filed…

    Patrick M. Brenner  |  February 4, 2026

  • Policy Brief

    Government Can’t Reduce Smoking by Attacking Safer Alternatives

    New Mexico legislators are considering higher taxes and new restrictions on nicotine products such as nicotine pouches. These proposals are typically framed as public-health measures. In practice, they risk doing precisely the opposite—nudging smokers back toward…

    Patrick M. Brenner  |  January 31, 2026

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