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Insurance

Insurance regulation and oversight.

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  • White Paper No. 12

    Oklahoma’s Parchment Guarantee

    Two Oklahoma statutes point in opposite directions for a captive risk retention group, and seven years of enforcement built on the one a court later rejected still has not answered whether the company can pay its…

    Patrick M. Brenner and Gregory A. Schroeder  |  September 27, 2026

  • TV & Radio

    How Did a Nonprofit Become America’s Insurance Regulator? | Gregory A. Schroeder on 96.3 FM KKOB

    SPPI Executive Vice President Gregory A. Schroeder joined Brandon Vogt on 96.3 FM KKOB to discuss who writes the rules for insurance and consumer credit.

    Aired on96.3 FM KKOB

    Gregory A. Schroeder  |  September 23, 2026

  • In the News

    SPPI in the News

    August coverage spanning insurance regulation, debit interchange, employee ownership, and how New Mexico policy affects national policy.

    Southwest Public Policy Institute  |  August 30, 2026

  • Op-Ed

    How Did a Nonprofit Become America’s Insurance Regulator?

    States have surrendered much of their power to a private organization with almost no transparency.

    Originally published inThe Wall Street Journal

    Patrick M. Brenner  |  August 28, 2026

  • Model Legislation

    NAIC Transparency and Accountability Act

    Michigan has required the National Association of Insurance Commissioners to report to its legislature since 1998. Forty-nine states have not. Model legislation, free to adopt, from the Southwest Public Policy Institute.

    Patrick M. Brenner  |  August 28, 2026

  • Policy Brief

    Regulation Without Disclosure

    What the GAO’s review of the NAIC means for insurance consumers.

    Patrick M. Brenner  |  July 29, 2026

  • Policy Brief

    When Silence Speaks: The Optics of Editorial Conflict

    A statistical coverage disparity raises transparency questions at the Financial Times.

    Patrick M. Brenner  |  February 18, 2026

Southwest Public Policy Institute

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