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    Illinois and Colorado are coming for your airline miles

    Spirit Airlines is gone. The airline business is fragile. Fuel prices move. Labor costs rise. Consumers chase low fares. Regulators block mergers. Politicians threaten bailouts. Then, when the math no longer works, planes stop flying. That…

    Originally published inThe Hill

    Patrick M. Brenner  |  May 27, 2026

  • Op-Ed

    Why senators’ efforts to kill overdraft fees is overkill

    Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.

    Originally published inThe Hill

    Patrick M. Brenner  |  September 8, 2025

  • Op-Ed

    The Supreme Court has emboldened the CFPB, threatening American consumers

    The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.

    Originally published inThe Hill

    Patrick M. Brenner  |  May 20, 2024

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