Better living through better policy.

Topic: Colorado

state of the United States of America

In the News: National Media and Policy Leaders Highlight SPPI

Post author By Southwest Public Policy Institute
Post date December 25, 2025
No Comments on In the News: National Media and Policy Leaders Highlight SPPI

National media, policy leaders, and regional voices alike are amplifying SPPI’s research, analysis, and solutions.

Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Illinois Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

Buried in Bias

Post author By Southwest Public Policy Institute
Post date December 12, 2025
1 Comment on Buried in Bias

The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.

Tags Alternative Financial Services, Amortization Schedules, Annual Percentage Rate (APR), Banking Fees, Bolen Elliehausen Miller Study, Buried In Debt Report, Center for Responsible Lending (CRL), consumer choice, Consumer Credit Policy, Consumer Lending Research, Consumer Welfare, Cost Of Living Crisis, credit access, Credit Bureau Data, Credit Denial Rates, Credit Market Regulation, Credit Rationing, Credit Stacking, Credit Supply Constraints, Deep-Subprime Borrowers, Difference-In-Differences Analysis, Economic Opportunity, Evidence-Based Policymaking, Financial Hardship, financial inclusion, Financial Literacy, financial regulation, Financial Services Policy, Free Market Finance, Housing Cost Burden, Income Volatility, Interest Rate Caps, Loan Availability, Loan Disclosures, Market Distortion, Mortgage Finance, No Loan For You, No Loan For You!, Overdraft Fees, Payday Lending, Poverty And Inequality, Price Controls, Regulatory Economics, Regulatory Harm, Risk-Based Pricing, Selection Bias, Small-Dollar Credit Research, Small-Dollar Loans, Southwest Public Policy Institute (SPPI), Subprime Borrowers, Substitute Financial Products, Survivorship Bias, Too!, Total Cost Of Credit, Usury Laws

Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Updates

Victory in Colorado: HB25-1282 Defeated

Post author By Patrick M. Brenner
Post date April 30, 2025
No Comments on Victory in Colorado: HB25-1282 Defeated

A harmful swipe fee price control bill was defeated in the Senate after passing the House, marking a major victory for economic freedom.

Tags Competition, Credit, Credit Card, Credit Card Rewards Programs, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Swipe Fees, Taxes

Alaska Arizona California Colorado Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Texas The Constitution Top Issues Updates Utah

Fox Business: Credit card rewards are about to vanish, and guess who’s to blame?

Post author By Patrick M. Brenner
Post date April 5, 2025
1 Comment on Fox Business: Credit card rewards are about to vanish, and guess who’s to blame?

This isn’t just about miles and points; it’s about economic freedom and financial choice.

Tags Banking, Consumerism, Credit, Credit Card Rewards, Credit Card Rewards Programs, Credit Cards, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Finance, Interchange Fees, Summer Vacation, Swipe Fees, Travel

Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Post author By Patrick M. Brenner
Post date March 24, 2025
No Comments on Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Colorado’s interchange swipe fee cap will ultimately harm small businesses, drive up banking costs, and gut credit card rewards.

Tags Competition, Credit, Credit Card, Credit Card Rewards Programs, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Swipe Fees, Taxes

Colorado Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

Colorado Attorney General’s Office Weaponized for “Consumer Advocacy”

Post author By Patrick M. Brenner
Post date May 30, 2024
1 Comment on Colorado Attorney General’s Office Weaponized for “Consumer Advocacy”

The office of the Colorado Attorney General, led by Phil Weiser, appears to be increasingly weaponizing its consumer protection mandate to pursue a politically motivated agenda under the guise of “consumer advocacy.” This trend not only raises concerns about the proper use of governmental power but also underscores the necessity of ensuring government transparency and […]