Op-Ed
Commentary first published by another outlet and republished here.
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Op-Ed
The Real World Intrudes On Sanders and Hawley’s Rate Cap
A national credit card rate cap may seem consumer-friendly, but history and state-level experiments shows it shrinks credit access and pushes borrowers toward costlier alternatives.
Originally published inRealClearMarkets
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Op-Ed
Trump can delete Elizabeth Warren’s failed experiment once and for all
CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.
Originally published inFox News
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Op-Ed
It’s Time to Disrupt the System and Introduce Real School Reform in New Mexico
New Mexico must embrace comprehensive school choice reform, exemplified in Senator Craig Brandt’s Education Freedom Bill, to empower parents, improve educational outcomes, and make our state competitive.
Originally published inAlbuquerque Journal
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Op-Ed
Legal innovations strengthen the Southwest’s appeal
The American Southwest is cementing its position as the nation’s most business-friendly region, and a groundbreaking legal development in Texas may soon add another compelling reason for companies to relocate here. As corporate entities and individuals…
Originally published inOdessa American
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Op-Ed
President-elect Trump should declare a ceasefire in the war on credit
Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied…
Originally published inAmerican Banker
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Op-Ed
SCOTUS Decision Offers Americans Unrealized Gains
The U.S. Senate investigation into Boeing’s safety practices and the FAA’s ineffective oversight revealed that Boeing, under pressure to prioritize production speed over safety, suffered quality control issues that endangered consumers. Despite these risks, the FAA’s overreliance on…
Originally published inNewsmax
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Op-Ed
Government hiding data showing EV mandates disproportionately burden lower-Income families
New Mexico’s lack of transparency and fabricated data on electric vehicle mandates raises serious concerns about their disproportionate impact on lower-income families and the erosion of democratic accountability.
Originally published inAlbuquerque Journal