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2026

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    Fiduciary Standards Start With Transparency

    The loudest voices demanding “fiduciary purity” in America’s retirement debate are often the least willing to submit themselves to basic public scrutiny. That contradiction is now impossible to ignore. This week, the Pinpoint Policy Institute filed…

    Patrick M. Brenner  |  February 4, 2026

  • Policy Brief

    Government Can’t Reduce Smoking by Attacking Safer Alternatives

    New Mexico legislators are considering higher taxes and new restrictions on nicotine products such as nicotine pouches. These proposals are typically framed as public-health measures. In practice, they risk doing precisely the opposite—nudging smokers back toward…

    Patrick M. Brenner  |  January 31, 2026

  • Op-Ed

    Credit Card Rate Caps Will Lead To a Shortage of Credit Cards

    Why a national credit card rate cap would shrink access and worsen inequality.

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  January 15, 2026

  • Coalition Letter

    SPPI Joins National Coalition Calling on Missouri to Modernize Its Tax System

    Coalition backs Governor Kehoe’s effort to modernize Missouri’s tax code.

    Patrick M. Brenner  |  January 6, 2026

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