The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident: by restricting the interest rates that small-dollar lenders can charge, the rate cap effectively marginalized an entire segment of […]
The Southwest Public Policy Institute is pleased to announce the completion of a recent survey focusing on the appropriateness of book content in school libraries. This survey was conducted from November 14th to 16th and engaged parents of students attending Las Cruces Public Schools. A total of 55 parents participated in this important survey, offering […]
The Southwest Public Policy Institute (SPPI) has announced its support for the impeachment efforts against Governor Lujan Grisham led by Representative Stefani Lord. This nonpartisan movement of Republicans, Democrats, and New Mexicans across the state is seeking to protect the Constitutional rights of all New Mexicans. This emergency order has received stark criticism from across […]
New Mexico stands on the cusp of a golden era, with its oil and gas boom enriching the state’s coffers to unprecedented levels. Now is the time to ensure that this wealth directly benefits the very people who make New Mexico vibrant and unique: its residents. Drawing inspiration from Alaska’s Permanent Fund Dividend (PFD), it’s […]
If you’re a homeschooling parent, an exciting development in Utah offers your family an impressive benefit. Earlier this year, lawmakers in Salt Lake City created the Utah Fits All Scholarship, putting the Beehive State in the forefront of the Education Saving Account movement. What does that mean? Starting in the 2024-25 school year, all K-12 […]
In response to Fred Nathan’s (July 30) op-ed praising New Mexico’s efforts to end predatory lending, I must assert that the celebratory tone is premature and misguided. Two significant studies conducted by the Southwest Public Policy Institute — “No Loan For You!” published in March 2023 and “No Loan For You, Too!” published in June […]
At the Southwest Public Policy Institute (SPPI), our mission has always been clear: to be the vanguard of free-market ideals and hold government structures accountable for the betterment of the American Southwest. As we move forward in our relentless pursuit of these ideals, we are elated to announce our recent alignment with the Freedom Conservatism […]
If the CFPB is watching financial institutions for bad behavior, who’s watching the CFPB?
Last week, the Southwest Public Policy Institute joined Carrie Sheffield from the Independent Women’s Forum, Tirzah Duren from the American Consumer Institute, and Ann Petros from the National Association of Federally-Insured Credit Unions for the panel discussion “Protecting Lending Services For Unbanked, Low-Income Americans”, part of IWF’s Center for Economic Opportunity Policy Chat series. In […]
Recent data from the National Assessment of Academic Progress (NAEP), also known as the “Nation’s Report Card,” reveals a significant decline in reading and math scores for 13-year-olds. The results highlight the academic failures caused by COVID lockdowns and school closures. The average scores in reading have dropped to levels last observed in the 1970s, […]
