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    Corner Post v. Federal Reserve: What’s Really at Stake in the Durbin Debacle

    Price controls could disrupt debit and credit card transactions nationwide, reshaping everyday payments.

    Patrick M. Brenner  |  December 25, 2025

  • Policy Brief

    The Real Story Behind What’s “Inside” Your 401(k)

    Why collective investment trusts deliver lower costs without sacrificing fiduciary protections.

    Patrick M. Brenner  |  December 17, 2025

  • Op-Ed

    Trump’s Tariffs Are Changing How Consumers Use Credit

    Tariffs and credit price controls are squeezing American families From both sides.

    Originally published inDC Journal

    Lucas J. Parker  |  December 15, 2025

  • Policy Brief

    The CFPB’s Open Banking Mandate Is About to Break Rent

    The CFPB’s open banking mandate, the 1033 rule, poses a critical risk to America’s rent payments.

    Patrick M. Brenner  |  December 15, 2025

  • Policy Brief

    Buried in Bias

    The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.

    Patrick M. Brenner  |  December 12, 2025

  • Policy Brief

    The Need to Modernize Financial Literacy in Uncertain Economic Times

    A modernized financial-literacy framework must equip students with practical, real-world tools to navigate an increasingly complex and often predatory consumer-finance landscape.

    Lucas J. Parker  |  December 6, 2025

  • White Paper No. 8

    1033 Error, Rule Not Sound

    The CFPB’s open-banking mandate endangers consumers.

    Patrick M. Brenner and Lucas J. Parker  |  November 24, 2025

  • Policy Brief

    The Death Knell for Elizabeth Warren’s CFPB

    Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime

    Patrick M. Brenner  |  November 19, 2025

  • Op-Ed

    New Mexico knows Trump’s BLM nominee. Back away.

    Former New Mexico Republican chairman Steve Pearce is the opposite of what the complex agency needs.

    Originally published inThe Washington Post

    Patrick M. Brenner  |  November 18, 2025

  • Press Release

    SPPI Opposes Steve Pearce’s BLM Nomination

    The Institute warns that the Pearce nomination could undermine western land management

    Southwest Public Policy Institute  |  November 18, 2025

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