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Category: Public Opinion

The Hill: The Supreme Court has emboldened the CFPB, threatening American consumers

Post author By Patrick M. Brenner
Post date May 20, 2024
No Comments on The Hill: The Supreme Court has emboldened the CFPB, threatening American consumers

The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.

Tags Angie's List, Comparison Shopping, Consumer Financial Protection Bureau (CFPB), Credit, Elizabeth Warren, Finance, Rohit Chopra, Supreme Court of the United States (SCOTUS), The Hill

Domestic Policy Economic Opportunity Economy Government Regulation Markets and Finance Political Thought Poverty and Inequality Public Opinion Technology Top Issues Updates

The US Bank Simple Loan is Hardly Simple

Post author By Patrick M. Brenner
Post date May 16, 2024
1 Comment on The US Bank Simple Loan is Hardly Simple

The US Bank Simple Loan is anything but simple.

The US Bank Simple Loan is a classic example of how big banks can take something simple and make it incredibly complex.

Tags Consumer Advocacy, Credit, Debt, Lending, No Loan For You!, Personal Finance, Transparency, U.S. Bank

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SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

Post author By Liam Gray
Post date May 16, 2024
No Comments on SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.

Tags Consumer Financial Protection Bureau (CFPB), Credit, Elizabeth Warren, No Loan For You!, Personal Finance, Price Controls, Rate Caps, Rohit Chopra, Testimony

Alaska Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Testimony Top Issues Updates

A Call for Prudent Consumer Credit Legislation in Alaska

Post author By Patrick M. Brenner
Post date May 4, 2024
1 Comment on A Call for Prudent Consumer Credit Legislation in Alaska

Representing the Southwest Public Policy Institute, I recently had the opportunity to testify before the Alaska House Finance Committee and the Alaska Senate Community and Regional Affairs Committee regarding proposed legislation on consumer credit. The bills in question, House Bill 145 and its Senate counterpart, Senate Bill 264, aim to implement rate caps similar to […]

Tags Bank of America, Consumer Advocacy, Credit, Debt, Lending, Loans, No Loan For You!, U.S. Bank, Wells Fargo

Conservatism Crime and Justice Culture Domestic Policy Government Regulation Government Spending Government Transparency and Accountability Homeland Security Legal and Judicial New Mexico Political Thought Progressivism Public Opinion Security

New Mexico’s Upcoming Special Session: Safety or Statism?

Post author By Patrick M. Brenner
Post date April 17, 2024
2 Comments on New Mexico’s Upcoming Special Session: Safety or Statism?

Luis Sánchez Saturno/New Mexican file photo

Governor Michelle Lujan Grisham’s recent announcement of yet another special legislative session in New Mexico, set to commence on July 18, 2024, ostensibly aims to enhance public safety—an objective no reasonable person would oppose. However, the words of Gideon J. Tucker resonate profoundly in moments like these: “No man’s life, liberty, or property are safe […]

Tags Michelle Lujan Grisham, Safety, Safetyism, Special Session

Arizona California Colorado Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Public Opinion SPPI-TV Technology Texas Top Issues Updates Utah

New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

Post author By Liam Gray
Post date April 4, 2024
No Comments on New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice and the competitive market within the United States. The topic of discussion centered around a new directive from the […]

Tags Comparison Shopping Tools, Competition, Consumer Financial Protection Act (CFPA), Consumer Financial Protection Bureau (CFPB), Digital Intermediaries, Elizabeth Warren, Free Market, Lead Generators, Real America's Voice, Rohit Chopra

Domestic Policy Government Transparency and Accountability Infrastructure & Technology Legal and Judicial New Mexico Political Thought Public Opinion Technology Top Issues Transparency Updates

Transparency and Trust in New Mexico’s Election Technology

Post author By Patrick M. Brenner
Post date March 23, 2024
3 Comments on Transparency and Trust in New Mexico’s Election Technology

New Mexico recently unveiled the Online Candidate Nominating Petition Signature Portal, a digital platform designed to simplify the nomination process for candidates. This initiative, part of a broader movement to enhance electoral accessibility and security, represents a significant leap forward. However, as with any venture into new technological territories, there are bound to be growing […]

Tags Maggie Toulouse Oliver, New Mexico Online Candidate Nominating Petition Signature Portal

Cybersecurity Data Domestic Policy Government Spending Government Transparency and Accountability Infrastructure & Technology Legal and Judicial New Mexico Political Thought Public Opinion Technology Top Issues Transparency Updates

New Mexico’s Online Candidate Nominating Petition Signature Portal

Post author By Patrick M. Brenner
Post date March 22, 2024
4 Comments on New Mexico’s Online Candidate Nominating Petition Signature Portal

In 2023, New Mexico took a pioneering step forward in electoral processes. The recent adoption of the Online Candidate Nominating Petition Signature Portal by the Secretary of State, Maggie Toulouse Oliver, marks a significant milestone in modernizing and securing elections within the state. This innovative approach streamlines the candidate nomination process and broadens the horizon […]

Tags Election Security, Elections, Electorate, Gail Chasey, Katy Duhigg, Leo Jaramillo, Maggie Toulouse Oliver, Michelle Lujan Grisham, New Mexico Online Candidate Nominating Petition Signature Portal, Voting Rights

Arizona California Colorado Domestic Policy Economy Government Regulation Government Transparency and Accountability Infrastructure & Technology Markets and Finance Nevada New Mexico Oklahoma Political Thought Public Opinion Technology Texas Top Issues Updates Utah

American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Post author By Patrick M. Brenner
Post date March 18, 2024
1 Comment on American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]

Tags Accountability, Consumer Financial Protection Bureau (CFPB), Finance, Free Market, Personal Finance, Rohit Chopra, Transparency, Wells Fargo

Arizona California Colorado Domestic Policy Economy Government Regulation Government Transparency and Accountability Markets and Finance Nevada New Mexico Oklahoma Poverty and Inequality Press Public Opinion Texas Top Issues Updates Utah

SPPI Joins Coalition Opposing the RECOUP Act

Post author By Liam Gray
Post date February 27, 2024
No Comments on SPPI Joins Coalition Opposing the RECOUP Act

The Southwest Public Policy Institute (SPPI), a leading advocate for policy solutions that enhance freedom and prosperity in the Southwest, today announced its support for the Competitive Enterprise Institute-led coalition opposing the RECOUP Act (S. 2190). By signing the coalition letter, SPPI aligns itself with other prominent policy groups and experts in urging Congress to […]

Tags 60 Plus Association, Americans for Tax Reform, Banking, Coalition, Competitive Enterprise Institute, Congress, FreedomWorks, RECOUP Act

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