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Poverty and Inequality

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  • Op-Ed

    If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can

    We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.

    Originally published inAmerican Banker

    Patrick M. Brenner  |  March 27, 2023

  • Policy Brief

    Surviving D.C.’s Debt Disaster

    Utah’s chances are good — but New Mexico…

    D. Dowd Muska  |  March 20, 2023

  • Policy Brief

    Diversity, Economics, and Income

    What states are best-positioned to face the challenges to come?

    D. Dowd Muska  |  March 8, 2023

  • White Paper No. 2

    No Loan for You!

    How the war on specialized emergency loans has hurt New Mexicans.

    Patrick M. Brenner and D. Dowd Muska  |  March 2, 2023

  • Policy Brief

    School Choice and Education Freedom: A Case for Change

    Senator William Soules tables Senator Craig Brandt’s Education Freedom Act, a bill aimed at giving parents the freedom to choose the best K-12 education for their children.

    Patrick M. Brenner  |  February 2, 2023

  • Policy Brief

    Governor Michelle Lujan Grisham Announces Official School Choice Week Declaration

    New Mexico’s Governor Michelle Lujan Grisham officially declared January 22-28, 2023 as School Choice Week!

    Patrick M. Brenner  |  January 16, 2023

  • Policy Brief

    Senator Craig Brandt Introduced a Bill to Fund Students Not Systems

    Senator Craig Brandt recently introduced a bill to fund students in New Mexico, which would create comprehensive school choice reform.

    Patrick M. Brenner  |  January 16, 2023

  • Policy Brief

    The Unintentional Consequences of Banning Specialized Emergency Loans

    Specialized emergency lenders play a crucial role in providing access to credit for individuals who may not qualify for traditional loans from banks or credit unions, and can be a lifeline for those facing unexpected expenses…

    Patrick M. Brenner  |  January 5, 2023

  • Policy Brief

    It’s Time to Redistribute New Mexico’s Government-Accumulated Wealth

    As the oil and gas industry in New Mexico booms, the state’s projected revenue for the 2024 fiscal year is close to $12 billion. We believe it’s time for the state to consider redistributing some of…

    Patrick M. Brenner  |  December 13, 2022

  • Policy Brief

    The State Of Education In New Mexico: NOT On A Good Path

    Contrary to New Mexico Public Education Department Secretary Dr. Kurt Steinhaus, education is not in “a good place”.

    Patrick M. Brenner  |  September 2, 2022

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Southwest Public Policy Institute

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