Category: Colorado

American Banker: Death by a thousand caps—State laws could kill credit card rewards

Post author By Patrick M. Brenner
Post date March 29, 2025
No Comments on American Banker: Death by a thousand caps—State laws could kill credit card rewards

A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

Tags Credit Card Rewards Programs, Credit Cards, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, MasterCard, Price Controls, Supreme Court of the United States (SCOTUS), Swipe Fees, Transactions, Visa

Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Post author By Patrick M. Brenner
Post date March 24, 2025
No Comments on Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Colorado’s interchange swipe fee cap will ultimately harm small businesses, drive up banking costs, and gut credit card rewards.

Tags Competition, Credit, Credit Card, Credit Card Rewards Programs, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Swipe Fees, Taxes

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Victory: Court Deals FCC’s One to One Consent Rule a Major Blow

Post author By Patrick M. Brenner
Post date January 24, 2025
2 Comments on Victory: Court Deals FCC’s One to One Consent Rule a Major Blow

Businesses, consumers, and innovators scored a major victory as the FCC’s overreaching one-to-one consent rule was struck down.

Tags Choice, Comparison Shopping Tools, Competition, Consumers, Digital Intermediaries, Eric J. Troutman, Federal Communications Commission (FCC), Free Market, Insurance Marketing Coalition (IMC), Lead Generation, Lead Generators, One-to-One Consent Rule, REACH v FCC, TCPAWorld, Telephone Consumer Protection Act (TCPA)

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Newsmax: A Boon for Foreign Call Centers, a Blow to US Jobs

Post author By Patrick M. Brenner
Post date January 23, 2025
2 Comments on Newsmax: A Boon for Foreign Call Centers, a Blow to US Jobs

Originally published at newsmax.com on January 22, 2025. With the inauguration of Donald Trump and the leadership shakeup at the Federal Communications Commission (FCC), the regulatory landscape is shifting. Brendan Carr has replaced Jessica Rosenworcel as FCC chair, and a new Republican majority now controls the Commission. However, one impending issue—the FCC’s one-to-one consent rule—threatens to harm everyday Americans more than […]

Tags Eric J. Troutman, Federal Communications Commission (FCC), IMC v FCC, Insurance Marketing Coalition (IMC), One-to-One Consent Rule, REACH v FCC, Responsible Enterprises Against Consumer Harassment (REACH), TCPAWorld, Telephone Consumer Protection Act (TCPA)

Alaska Arizona Budget and Spending California Colorado Conservatism Courts Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty and Inequality Progressivism Public Opinion Texas Top Issues Updates Utah

The CFPB’s Desperate Eleventh-Hour Overreach

Post author By Patrick M. Brenner
Post date January 16, 2025
No Comments on The CFPB’s Desperate Eleventh-Hour Overreach

Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

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Is Elon Musk Serious with his “Delete CFPB” Tweet?

Post author By Patrick M. Brenner
Post date November 27, 2024
2 Comments on Is Elon Musk Serious with his “Delete CFPB” Tweet?

In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct yet striking comment has ignited a vital debate about the role and efficacy of the Consumer Financial Protection Bureau […]

Tags Consumer Financial Protection Bureau (CFPB), Department of Government Efficiency (DoGE), Dodd-Frank Wall Street Reform and Consumer Protection Act, Elizabeth Warren, Elon Musk, Joe Rogan, Rohit Chopra

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Newsmax: SCOTUS Decision Offers Americans Unrealized Gains

Post author By Southwest Public Policy Institute
Post date November 8, 2024
1 Comment on Newsmax: SCOTUS Decision Offers Americans Unrealized Gains

Originally published at newmax.com on November 4, 2024. The U.S. Senate investigation into Boeing’s safety practices and the FAA’s ineffective oversight revealed that Boeing, under pressure to prioritize production speed over safety, suffered quality control issues that endangered consumers. Despite these risks, the FAA’s overreliance on industry insiders failed to address Boeing’s deficiencies. The problem is not regulation; the […]

Tags Boeing Company, Chevron doctrine, Chevron v. Natural Resources Defense Council, Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Mike Lee, National Institutes of Health (NIH), Newsmax, Non-compete, Overreach, Rand Paul, REINS Act, Supreme Court of the United States (SCOTUS), Tim Walz, Tom Vilsack, U.S. Chamber of Commerce

Alaska Arizona California Colorado Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Infrastructure & Technology Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Political Thought Progressivism Public Opinion Technology Texas The Constitution Top Issues Updates Utah

Easier Cancellations, Harder Consequences: How the FTC’s “Click-to-Cancel” Rule Misses the Mark

Post author By Patrick M. Brenner
Post date October 18, 2024
No Comments on Easier Cancellations, Harder Consequences: How the FTC’s “Click-to-Cancel” Rule Misses the Mark

The FTC’s new “Click-to-Cancel” rule simplifies subscription cancellations but risks stifling innovation and imposing costly burdens on businesses and consumers alike.

Tags Click-to-Cancel, Compliance, Federal Trade Commission (FTC), Government Overreach, Negative Option, Regulation, Subscriptions

Colorado Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

Colorado Attorney General’s Office Weaponized for “Consumer Advocacy”

Post author By Patrick M. Brenner
Post date May 30, 2024
1 Comment on Colorado Attorney General’s Office Weaponized for “Consumer Advocacy”

The office of the Colorado Attorney General, led by Phil Weiser, appears to be increasingly weaponizing its consumer protection mandate to pursue a politically motivated agenda under the guise of “consumer advocacy.” This trend not only raises concerns about the proper use of governmental power but also underscores the necessity of ensuring government transparency and […]