Updates
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Policy Brief
Housing Shock: The Cost of Investor Ownership Bans
A prohibition on institutional investors could destabilize housing markets, but a targeted exemption can protect homeowners and renters.
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Policy Brief
When Silence Speaks: The Optics of Editorial Conflict
A statistical coverage disparity raises transparency questions at the Financial Times.
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Op-Ed
The dangers of credit card populism
Capping interest rates won’t create a fairer system.
Originally published inThe Washington Times
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Policy Brief
Weakening Tri-Merge Would Make Housing Less Affordable
Why cutting credit reporting costs won’t fix housing affordability, and may make it worse.
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Policy Brief
Fiduciary Standards Start With Transparency
The loudest voices demanding “fiduciary purity” in America’s retirement debate are often the least willing to submit themselves to basic public scrutiny. That contradiction is now impossible to ignore. This week, the Pinpoint Policy Institute filed…
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Policy Brief
Government Can’t Reduce Smoking by Attacking Safer Alternatives
New Mexico legislators are considering higher taxes and new restrictions on nicotine products such as nicotine pouches. These proposals are typically framed as public-health measures. In practice, they risk doing precisely the opposite—nudging smokers back toward…
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Coalition Letter
SPPI Joins National Coalition Calling on Missouri to Modernize Its Tax System
Coalition backs Governor Kehoe’s effort to modernize Missouri’s tax code.
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Amicus Brief
SPPI Files Amicus Brief Supporting the Federal Reserve in Major Debit Card Case
A major federal court case could reshape debit card economics nationwide, impacting payment security, reliability, and everyday consumer transactions.
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Op-Ed
Let’s reimagine financial literacy education
We need to modernize how financial literacy is taught entirely.
Originally published inSanta Fe New Mexican