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Housing

Mortgages, rents, building codes and housing supply.

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    Compounding Interest: Reader Replies, Part II

    When The Wall Street Journal published my op-ed, “The Case Against 30-Year Mortgages,” I expected disagreement. What I didn’t expect was the flood of thoughtful, funny, and occasionally fiery responses from readers across the country. Read…

    Patrick M. Brenner  |  October 9, 2025

  • Policy Brief

    Compounding Interest: Reader Replies, Part I

    After my recent op-ed in The Wall Street Journal, “The Case Against 30-Year Mortgages,” readers had plenty to say. Some were critical, most were kind, and many brilliantly insightful. Below is a selection of responses, shared…

    Patrick M. Brenner  |  October 9, 2025

  • In the News

    Brenner Quoted in National Mortgage News on FCC’s One-to-One Consent Rule Suspension

    Southwest Public Policy Institute President Patrick M. Brenner was quoted in National Mortgage News on the FCC’s one-to-one consent rule being indefinitely suspended following two significant legal developments. With the 11th Circuit Court of Appeals striking…

    Southwest Public Policy Institute  |  January 30, 2025

  • Policy Brief

    The Hidden Costs of New Mexico’s New Building Codes: A Threat to Affordable Housing

    New Mexico’s new building codes may drive up home construction costs, potentially pricing many families out of the housing market and undermining efforts to affordability.

    Patrick M. Brenner  |  August 13, 2024

  • SPPI-TV

    Is Airbnb Disrupting Property Ownership?

    D. Dowd Muska  |  July 21, 2023

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