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Illinois

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    Illinois and Colorado are coming for your airline miles

    Spirit Airlines is gone. The airline business is fragile. Fuel prices move. Labor costs rise. Consumers chase low fares. Regulators block mergers. Politicians threaten bailouts. Then, when the math no longer works, planes stop flying. That…

    Originally published inThe Hill

    Patrick M. Brenner  |  May 27, 2026

  • Policy Brief

    Buried in Bias

    The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.

    Patrick M. Brenner  |  December 12, 2025

  • Press Release

    SPPI Opposes Steve Pearce’s BLM Nomination

    The Institute warns that the Pearce nomination could undermine western land management

    Patrick M. Brenner  |  November 18, 2025

  • Op-Ed

    Out of One, Many

    As CFPB retreats, the new danger is a jumble of state-level mandates.

    Originally published inAmerican Banker

    Patrick M. Brenner  |  September 3, 2025

  • Op-Ed

    How payday loan restrictions can hurt the people they’re meant to help

    Good intentions don’t pay the bills. But choice, transparency, and access can.

    Originally published inAnchorage Daily News

    Patrick M. Brenner  |  August 26, 2025

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