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    Credit card rewards are about to vanish, and guess who’s to blame?

    This isn’t just about miles and points; it’s about economic freedom and financial choice.

    Originally published inFox Business

    Patrick M. Brenner  |  April 4, 2025

  • Policy Brief

    Backdoor Price Control: New Mexico’s HB476 Interchange Fee Cap Scheme

    New Mexico’s HB 476 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

    Patrick M. Brenner  |  February 28, 2025

  • Policy Brief

    Arizona End-Run: How HB 2629 Sneaks in a Credit Card Interchange Fee Cap

    Arizona’s HB 2629 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

    Patrick M. Brenner  |  February 28, 2025

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