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Tag: Federal Housing Administration (FHA)

Fox News: Trump’s 50-year mortgage just introduces a new kind of debt

Post author By Patrick M. Brenner
Post date November 17, 2025
No Comments on Fox News: Trump’s 50-year mortgage just introduces a new kind of debt

50-year loan terms would triple total debt while government regulations continue driving up building costs

Conservatism Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Housing Infrastructure & Technology Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Reports Top Issues Transparency Updates

Report: The Case Against 50-Year Mortgages

Post author By Southwest Public Policy Institute
Post date November 8, 2025
1 Comment on Report: The Case Against 50-Year Mortgages

How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?

Tags 50-Year Mortgage, Abrazos Homes, Affordable Housing, Annual Percentage Rate (APR), Bill Pulte, Building Permits, Central Planning, Construction Costs, Consumer Price Index (CPI), Donald Trump, Economic Policy, Fannie Mae, Federal Housing Administration (FHA), Federal Reserve, financial regulation, Freddie Mac, Government Subsidies, Home Builders, Homeownership, Housing Affordability, Housing Policy, Housing Supply, Immigration Policy, Inflation, Jerome Powell, Mackenzie Bishop, Mortgage Market, Mortgage Rates, Mortgage-Backed Securities (MBS), Patrick M. Brenner, Property Taxes, Real Estate Market, Red Tape, Skilled Trades, Southwest Public Policy Institute (SPPI), Sticky Inflation, Tariffs, The Wall Street Journal (WSJ), Truth in Lending Act (TILA), Zoning Reform

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Housing Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Top Issues Transparency Updates

The Wall Street Journal: The Case Against 30-Year Mortgages

Post author By Patrick M. Brenner
Post date November 8, 2025
1 Comment on The Wall Street Journal: The Case Against 30-Year Mortgages

Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.

Tags 30-Year Mortgage, 50-Year Mortgage, American Dream, Amortization, Annual Percentage Rate (APR), Central Planning, Consumer Financial Protection Bureau (CFPB), Department of Veterans Affairs (VA), Economic Policy, Fannie Mae, Federal Housing Administration (FHA), Federal Reserve, financial regulation, Freddie Mac, GI Bill, Government Subsidies, Home Owners’ Loan Corporation (HOLC), Homeownership, Housing Affordability, Housing Finance, Housing Policy, Housing Prices, Inflation, Lending Reform, Millennials, Mortgage Interest, Mortgage Rates, Mortgage-Backed Securities (MBS), Patrick M. Brenner, Real Estate Market, Southwest Public Policy Institute (SPPI), The Wall Street Journal (WSJ), Truth in Lending Act (TILA)

Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Housing Markets and Finance Political Thought Poverty and Inequality Public Opinion Reader Replies Top Issues Transparency Updates

The Mortgage Bankers Association’s Reply Is the Real Joke

Post author By Patrick M. Brenner
Post date October 25, 2025
No Comments on The Mortgage Bankers Association’s Reply Is the Real Joke

The Mortgage Bankers Association’s slow, self-serving defense of the 30-year mortgage proves that lifetime debt, not homeownership, is the product they’re really selling.

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