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    Corner Post v. Federal Reserve: What’s Really at Stake in the Durbin Debacle

    Price controls could disrupt debit and credit card transactions nationwide, reshaping everyday payments.

    Patrick M. Brenner  |  December 25, 2025

  • White Paper

    The Case Against 50-Year Mortgages

    How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?

    Patrick M. Brenner  |  November 8, 2025

  • Op-Ed

    Stablecoin Rewards Are the Shortcut to Financial Trouble

    Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  November 6, 2025

  • Op-Ed

    The Case Against 30-Year Mortgages

    Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.

    Originally published inThe Wall Street Journal

    Patrick M. Brenner  |  October 8, 2025

  • Policy Brief

    The CFPB’s Desperate Eleventh-Hour Overreach

    Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

    Patrick M. Brenner  |  January 16, 2025

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