Skip to content
Southwest Public Policy Institute
  • Research
    • White papers
    • Policy briefs
    • Model legislation
    • Testimony & comments
    • Coalition letters
    • Litigation
    • Amicus briefs
    • All work
  • Issues
    • Consumer Finance
    • Insurance
    • Housing
    • Government Transparency & Accountability
    • Economic Opportunity
    • Energy, Environment & Natural Resources
    • Education Freedom & Reform
    • Health Care
    • Public Safety
  • Op-Eds
  • Newsroom
    • Press releases
    • In the news
    • TV & radio
    • SPPI-TV
  • Events
  • About
    • About SPPI
    • Staff
    • Board of Directors
    • Contact
  • Donate
Donate

Short-Term Loans

  • All
  • Amicus Brief
  • Coalition Letter
  • Event
  • In the News
  • Litigation
  • Model Legislation
  • Op-Ed
  • Policy Brief
  • Press Release
  • SPPI-TV
  • Testimony & Comments
  • TV & Radio
  • White Paper
  • Op-Ed

    Why senators’ efforts to kill overdraft fees is overkill

    Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.

    Originally published inThe Hill

    Patrick M. Brenner  |  September 8, 2025

  • Op-Ed

    The CFPB Is Making It Harder For You To Pay Your Bills

    The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  May 27, 2025

Southwest Public Policy Institute

202.505.1769  |  southwestpolicy.com  |  info@southwestpolicy.com

Post Office Box 320035  |  Alexandria, VA 22320

Southwest Public Policy Institute  |  Better living through better policy

501(c)(3) nonprofit  |  EIN 88-2196936

Research

  • White papers
  • Policy briefs
  • Model legislation
  • Testimony & comments
  • Coalition letters
  • Litigation

Commentary

  • Op-eds
  • Press releases
  • In the news
  • TV & radio
  • SPPI-TV

Institute

  • About
  • Staff
  • Board of Directors
  • Events
  • Contact

Support

  • Donate
  • Champions
  • Newsletter

© 2026 Southwest Public Policy Institute

Privacy Policy

X  |  LinkedIn  |  Facebook  |  Instagram  |  YouTube