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Tag: Truth in Lending Act (TILA)

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Earned Wage Access: A Financial Lifeline or the Next Credit Trap?

Post author By Patrick M. Brenner
Post date February 1, 2025
No Comments on Earned Wage Access: A Financial Lifeline or the Next Credit Trap?

Earned Wage Access (EWA) has rapidly gained traction amidst the demand for short-term liquidity, but questions remain about the preservation of borrowers’ financial autonomy.

Tags Annual Percentage Rate (APR), Consumer Financial Protection Bureau (CFPB), Credit, Deceptive, Earned Wage Access (EWA), Federal Trade Commission (FTC), Finance, Lending, Payday Alternative Loan, Payday Loans, Small Dollar Loans, Truth in Lending Act (TILA), Unfair Deceptive and Abusive Practices (UDAP), Unfair Deceptive or Abusive Acts or Practices (UDAAP)