Skip to content

Research
Issues
Op-Eds
Newsroom
Events
About

Search

Adjustable-rate mortgage

All
Amicus Brief
Coalition Letter
Event
In the News
Litigation
Model Legislation
Op-Ed
Policy Brief
Press Release
SPPI-TV
Testimony & Comments
TV & Radio
White Paper

Letter to the Editor

Why Do 30-Year Mortgages Exist Anymore?

Two words: government subsidies.

Originally published inThe Wall Street Journal

Patrick M. BrennerOctober 19, 2025

202.505.1769southwestpolicy.cominfo@southwestpolicy.com

Post Office Box 1746Bernalillo, NM 87004

Southwest Public Policy InstituteBetter living through better policy

501(c)(3) nonprofitEIN 88-2196936

Research

White papers
Policy briefs
Model legislation
Testimony & comments
Coalition letters
Litigation

Commentary

Op-eds
Press releases
In the news
TV & radio
SPPI-TV

Institute

About
Staff
Board of Directors
Events
Contact

Support

Donate
Champions
Newsletter

© 2026 Southwest Public Policy Institute

XLinkedInFacebookInstagramYouTube