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    Parity Should Not Depend on a Branch

    The FDIC’s State Bank Parity proposal would put state-chartered banks on national banks’ footing wherever they serve customers; by the agency’s figures, Illinois’s interchange law would cost those banks $308 million to move $2.28 million a…

    Gregory A. Schroeder  |  October 22, 2026

  • Op-Ed

    If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can

    We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.

    Originally published inAmerican Banker

    Patrick M. Brenner  |  March 27, 2023

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