Why state-level price controls threaten $35 billion in credit card rewards and household budgeting.

state of the United States of America

Why state-level price controls threaten $35 billion in credit card rewards and household budgeting.

New Mexico legislators are considering higher taxes and new restrictions on nicotine products such as nicotine pouches. These proposals are typically framed as public-health measures. In practice, they risk doing precisely the opposite—nudging smokers back toward cigarettes, expanding illicit markets, and increasing preventable disease. Cigarettes remain the most dangerous nicotine product legally sold in the […]

National media, policy leaders, and regional voices alike are amplifying SPPI’s research, analysis, and solutions.

The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.

Originally published at realclearmarkets.com on September 22, 2025. Senator Dick Durbin has spent much of his career in a love affair with price controls. He flirted with them in his infamous Durbin Amendment, the addendum to the 2010 Dodd-Frank Act. He renewed his vows with Senators Bernie Sanders and Josh Hawley in pushing a 10 percent ceiling on credit […]

A harmful swipe fee price control bill was defeated in the Senate after passing the House, marking a major victory for economic freedom.

This isn’t just about miles and points; it’s about economic freedom and financial choice.

Colorado’s interchange swipe fee cap will ultimately harm small businesses, drive up banking costs, and gut credit card rewards.

The office of the Colorado Attorney General, led by Phil Weiser, appears to be increasingly weaponizing its consumer protection mandate to pursue a politically motivated agenda under the guise of “consumer advocacy.” This trend not only raises concerns about the proper use of governmental power but also underscores the necessity of ensuring government transparency and […]

This new partnership comes with SPPI’s latest effort to enforce transparency with the Colorado Attorney General’s office.