State-level DIDMCA opt-outs threaten to fragment the national credit market.
Topic: Colorado
state of the United States of America
Originally published at thehill.com on May 27, 2026. Spirit Airlines is gone. The airline business is fragile. Fuel prices move. Labor costs rise. Consumers chase low fares. Regulators block mergers. Politicians threaten bailouts. Then, when the math no longer works, planes stop flying. That is what happened to Spirit. Now, just as travelers are watching […]
Why state-level price controls threaten $35 billion in credit card rewards and household budgeting.
New Mexico legislators are considering higher taxes and new restrictions on nicotine products such as nicotine pouches. These proposals are typically framed as public-health measures. In practice, they risk doing precisely the opposite—nudging smokers back toward cigarettes, expanding illicit markets, and increasing preventable disease. Cigarettes remain the most dangerous nicotine product legally sold in the […]
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In the News: National Media and Policy Leaders Highlight SPPI
National media, policy leaders, and regional voices alike are amplifying SPPI’s research, analysis, and solutions.
The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.
Originally published at realclearmarkets.com on September 22, 2025. Senator Dick Durbin has spent much of his career in a love affair with price controls. He flirted with them in his infamous Durbin Amendment, the addendum to the 2010 Dodd-Frank Act. He renewed his vows with Senators Bernie Sanders and Josh Hawley in pushing a 10 percent ceiling on credit […]
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Victory in Colorado: HB25-1282 Defeated
A harmful swipe fee price control bill was defeated in the Senate after passing the House, marking a major victory for economic freedom.
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Fox Business: Credit card rewards are about to vanish, and guess who’s to blame?
This isn’t just about miles and points; it’s about economic freedom and financial choice.
Colorado’s interchange swipe fee cap will ultimately harm small businesses, drive up banking costs, and gut credit card rewards.