The fight over bank-fintech partnerships is really a fight over price controls, preemption, and access to credit.
Topic: Federal preemption
State-level DIDMCA opt-outs threaten to fragment the national credit market.
Originally published at thehill.com on May 27, 2026. Spirit Airlines is gone. The airline business is fragile. Fuel prices move. Labor costs rise. Consumers chase low fares. Regulators block mergers. Politicians threaten bailouts. Then, when the math no longer works, planes stop flying. That is what happened to Spirit. Now, just as travelers are watching […]
A new comment letter from the Southwest Public Policy Institute highlights the existential threat that state-level interference poses to the national economy.
The Supremacy Clause is the ultimate deterrent