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Financial inclusion

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  • Press Release

    SPPI Names Gregory A. Schroeder Executive Vice President

    Lending and mortgage veteran will guide the institute’s work on credit access and consumer finance.

    Southwest Public Policy Institute  |  August 27, 2026

  • Op-Ed

    The dangerous politicization of bank charters

    The U.S. has a financial inclusion crisis. Some special interest groups want to solve it by making it harder to start a bank. That makes no sense. Millions of Americans remain underserved by traditional banks. According…

    Originally published inThe Hill

    Patrick M. Brenner  |  August 11, 2026

  • Policy Brief

    Lip Service Masquerading as Credit Inclusivity

    When Wells Fargo first rolled out its Flex Loan program, it was heralded by advocates like The Pew Charitable Trusts as evidence that America’s largest banks were finally offering an “affordable” alternative to short-term credit products.…

  • In the News

    Fox Business Spotlights SPPI’s Latest Report on Credit Access and Lead Generators

    National media coverage affirms the importance of preserving consumer choice and innovation in financial matchmaking.

    Patrick M. Brenner  |  May 19, 2025

  • Policy Brief

    FDIC’s Unbanked and Underbanked Households

    SPPI’s reports, OLA’s studies, and the FDIC’s findings highlight the urgent need to protect credit access for unbanked and underbanked households.

    Patrick M. Brenner  |  November 16, 2024

  • Policy Brief

    Safeguarding Access to Lending Services for Unbanked and Low-Income Americans

    Last week, the Southwest Public Policy Institute joined Carrie Sheffield from the Independent Women’s Forum, Tirzah Duren from the American Consumer Institute, and Ann Petros from the National Association of Federally-Insured Credit Unions for the panel…

    Patrick M. Brenner  |  July 10, 2023

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