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    How Did a Nonprofit Become America’s Insurance Regulator?

    States have surrendered much of their power to a private organization with almost no transparency.

    Originally published inThe Wall Street Journal

    Patrick M. Brenner  |  August 28, 2026

  • Policy Brief

    Regulation Without Disclosure

    What the GAO’s review of the NAIC means for insurance consumers.

    Patrick M. Brenner  |  July 29, 2026

  • Policy Brief

    Fiduciary Standards Start With Transparency

    The loudest voices demanding “fiduciary purity” in America’s retirement debate are often the least willing to submit themselves to basic public scrutiny. That contradiction is now impossible to ignore. This week, the Pinpoint Policy Institute filed…

    Patrick M. Brenner  |  February 4, 2026

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