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McCarran–Ferguson Act

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  • White Paper No. 15

    The Other Side of the Parchment

    What a Manhattan Larceny Trial Reveals About the Boundary McCarran-Ferguson Never Drew

    Patrick M. Brenner and Gregory A. Schroeder  |  October 10, 2026

  • Letter to the Editor

    Banning personalized pricing isn’t fairness

    You kept your driving record clean and paid your bills on time. Your insurer and your bank noticed and they charged you less. That’s personalized pricing. Insurers and lenders call it underwriting. A campaign to outlaw…

    Originally published inThe Washington Times

    Gregory A. Schroeder  |  October 9, 2026

  • Model Legislation

    NAIC Transparency and Accountability Act

    Michigan has required the National Association of Insurance Commissioners to report to its legislature since 1998. Forty-nine states have not. Model legislation, free to adopt, from the Southwest Public Policy Institute.

    Patrick M. Brenner  |  August 28, 2026

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