Mexicans
citizens or residents of Mexico
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Policy Brief
Safeguarding Access to Lending Services for Unbanked and Low-Income Americans
Last week, the Southwest Public Policy Institute joined Carrie Sheffield from the Independent Women’s Forum, Tirzah Duren from the American Consumer Institute, and Ann Petros from the National Association of Federally-Insured Credit Unions for the panel…
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Op-Ed
Need a $200 Loan? You’re Mostly Outta Luck
Originally published at realclearmarkets.com on June 21, 2023 In New Mexico, an interest rate cap on specialized emergency loans when into effect in January. Since then, big-bank promoters have endorsed the small-dollar short-term loan products offered by U.S. Bank, Bank…
Originally published inRealClearMarkets
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White Paper No. 4
No Loan for You, Too!
The unintended consequences of price controls on consumer access to credit.
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Policy Brief
Tesla Facility Opens on Santa Ana Pueblo with Spectacular Ribbon-Cutting Event
The largest all-electric vehicle manufacturer is prohibited from selling their vehicles in New Mexico. Santa Ana Pueblo capitalized on it.
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Policy Brief
New Mexico Supreme Court Upholds Due Process in PNM-Avangrid Merger
New Mexico’s Supreme Court denies a request to remand the PNM-Avangrid merger case back to the Public Regulation Commission, prolonging the legal battle and raising concerns about the state’s energy crisis.
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Op-Ed
If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can
We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.
Originally published inAmerican Banker
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Policy Brief
A Balancing Act between Patient Rights and Healthcare Provider Needs
New Mexico is facing a healthcare provider shortage, exacerbated by challenges in medical malpractice payouts and high malpractice caps.
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Policy Brief
No. 47 Stumbled — No. 48 Soared
Why New Mexico has languished and Arizona has thrived
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Policy Brief
The American Southwest’s Spent Nuclear Fuel Opportunity
Our region has what it takes to address a national challenge – guess who’s standing in the way?