Better living through better policy.

Topic: Mortgage Bankers Association

The Washington Times: Mortgage Bankers Association’s tri-merge credit reporting reform pushes risky overhaul

Post author By Patrick M. Brenner
Post date April 21, 2026
No Comments on The Washington Times: Mortgage Bankers Association’s tri-merge credit reporting reform pushes risky overhaul

Proposal strips critical safeguards and shifts long-term costs on to American borrowers.

Tags Consumer Credit Data Integrity, Credit Score Accuracy, Housing Affordability Crisis, Housing Market Policy, Mortgage Bankers Association (MBA), Mortgage Credit Reporting, Mortgage Underwriting Risk, Single-File Credit Reporting, Tri-Merge Credit Reports, U.S. Housing Market Trends

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Weakening Tri-Merge Would Make Housing Less Affordable

Post author By Patrick M. Brenner
Post date February 6, 2026
1 Comment on Weakening Tri-Merge Would Make Housing Less Affordable

Why cutting credit reporting costs won’t fix housing affordability, and may make it worse.

Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Housing Markets and Finance Political Thought Poverty and Inequality Public Opinion Reader Replies Top Issues Transparency Updates

The Mortgage Bankers Association’s Reply Is the Real Joke

Post author By Patrick M. Brenner
Post date October 25, 2025
No Comments on The Mortgage Bankers Association’s Reply Is the Real Joke

The Mortgage Bankers Association’s slow, self-serving defense of the 30-year mortgage proves that lifetime debt, not homeownership, is the product they’re really selling.

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