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bank based in Kuala Lumpur, Malaysia

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    Ready for Action: SPPI Kicks Off the 2025 New Mexico Legislative Session

    SPPI kicks off the 2025 New Mexico legislative session, partnering with key lawmakers to advance a bold agenda for freedom, opportunity, and prosperity.

    Patrick M. Brenner  |  January 21, 2025

  • Policy Brief

    Banking on Failure: House Bill 130’s Public Bank Will Deepen New Mexico’s Credit Crisis

    A public bank is a forced gamble with taxpayer dollars that ignores market realities, mandates risky lending, and risks compounding the damage caused by the artificial credit crisis created by New Mexico’s interest rate cap.

    Patrick M. Brenner  |  January 18, 2025

  • Op-Ed

    A public bank could crowd out community-based financial institutions

    The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident:…

    Originally published inAlbuquerque Journal

    Patrick M. Brenner  |  January 22, 2024

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Southwest Public Policy Institute  |  Better living through better policy

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