Topic: Rohit Chopra

American government official

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An Overdue Course Correction at the CFPB

Consumer Financial Protection Bureau Southwest Public Policy Institute

Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.

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Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

Elizabeth Warren Consumer Financial Protection Bureau Elon Musk Donald Trump Delete

CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

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The CFPB’s Desperate Eleventh-Hour Overreach

Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB)

Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

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American Banker: President-elect Trump should declare a ceasefire in the war on credit

Under the Biden administration, a trio of regulatory agencies have teamed up to limit consumers' access to credit, says Southwest Public Policy Institute's Patrick M. Brenner. Ting Shen/Bloomberg
Under the Biden administration, a trio of regulatory agencies have teamed up to limit consumers' access to credit, says Southwest Public Policy Institute's Patrick M. Brenner. Ting Shen/Bloomberg

Originally published at americanbanker.com on December 5, 2024. Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied to a debit card. For most people, that would be somewhere between […]

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Is Elon Musk Serious with his “Delete CFPB” Tweet?

Elon Musk Calls to Delete the Consumer Financial Protection Bureau CFPB

In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct yet striking comment has ignited a vital debate about the role and efficacy of the Consumer Financial Protection Bureau […]

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We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

In this June 15, 2018 file photo, twenty dollar bills are counted in North Andover, Mass. (AP Photo/Elise Amendola)

In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]

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The Hill: The Supreme Court has emboldened the CFPB, threatening American consumers

Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB)

The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.

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SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.

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New Interview Alert: Brenner on CFPB Overreach with American Legal Record Podcast

Rohit Chopra's Consumer Financial Protection Bureau (CFPB) wants nationalized finance

Patrick M. Brenner, recently appeared on the American Legal Record Podcast to discuss his views on the Consumer Financial Protection Bureau (CFPB) and its latest regulatory moves. In this insightful interview covered by American Credit News, Patrick delves into the core issues surrounding the CFPB’s recent circular on price comparison shopping sites and critically analyzes […]

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American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Rohit Chopra's Consumer Financial Protection Bureau (CFPB) wants nationalized finance

Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]