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  • Policy Brief

    Transmission Without Representation

    The Senate permitting bill would vastly expand the Federal Energy Regulatory Commission’s power, letting unelected federal regulators site transmission lines over state, local and community objections, and could shift the cost of blue-state renewable mandates onto…

    Patrick M. Brenner  |  October 27, 2026

  • Op-Ed

    Markets Are Sending a Message on Energy; Texas Should Listen

    Natural gas prices across the Southwest tell a story no courtroom can dispute. Gas futures have remained below $3 per million BTU through August, settling at $2.69 in the day-ahead market as of early October. In…

    Originally published inDC Journal

    Patrick M. Brenner  |  October 8, 2026

  • White Paper No. 12

    Oklahoma’s Parchment Guarantee

    Two Oklahoma statutes point in opposite directions for a captive risk retention group, and seven years of enforcement built on the one a court later rejected still has not answered whether the company can pay its…

    Patrick M. Brenner and Gregory A. Schroeder  |  September 27, 2026

  • Op-Ed

    Global carbon accounting lets unelected foreign-led NGOs pick winners and losers

    Americans are increasingly being governed by rules they never voted for, written by people they will never elect, and enforced through systems they cannot challenge. Foreign-led institutions are effectively controlling U.S. domestic environmental policy. Behind the…

    Originally published inWashington Examiner

    Patrick M. Brenner  |  May 14, 2026

  • Policy Brief

    The Death Knell for Elizabeth Warren’s CFPB

    Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime

    Patrick M. Brenner  |  November 19, 2025

  • Op-Ed

    Out of One, Many

    As CFPB retreats, the new danger is a jumble of state-level mandates.

    Originally published inAmerican Banker

    Patrick M. Brenner  |  September 3, 2025

  • Policy Brief

    Out of One, Many

    Why banks, payment networks, merchant servicers, and financial firms will face a harder four years, and what to do about it.

    Patrick M. Brenner  |  August 16, 2025

  • Policy Brief

    Ensuring Accountability and Impact in Opioid Settlement Spending

    The $26 billion opioid settlement offers a once-in-a-generation opportunity to combat America’s deadliest drug crisis, if states and localities spend the funds transparently, strategically, and solely on opioid abatement.

    Patrick M. Brenner  |  April 15, 2025

  • Op-Ed

    Death by a thousand caps—State laws could kill credit card rewards

    A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

    Originally published inAmerican Banker

    Patrick M. Brenner  |  March 28, 2025

  • Op-Ed

    It’s Time to Disrupt the System and Introduce Real School Reform in New Mexico

    New Mexico must embrace comprehensive school choice reform, exemplified in Senator Craig Brandt’s Education Freedom Bill, to empower parents, improve educational outcomes, and make our state competitive.

    Originally published inAlbuquerque Journal

    Tonja Brandt  |  January 19, 2025

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