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    Banning personalized pricing isn’t fairness

    You kept your driving record clean and paid your bills on time. Your insurer and your bank noticed and they charged you less. That’s personalized pricing. Insurers and lenders call it underwriting. A campaign to outlaw…

    Originally published inThe Washington Times

    Gregory A. Schroeder  |  October 9, 2026

  • Op-Ed

    Mortgage Bankers Association’s tri-merge credit reporting reform pushes risky overhaul

    Proposal strips critical safeguards and shifts long-term costs on to American borrowers.

    Originally published inThe Washington Times

    Patrick M. Brenner  |  April 21, 2026

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