Category: Economy

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Easier Cancellations, Harder Consequences: How the FTC’s “Click-to-Cancel” Rule Misses the Mark

FTC Click-to-Cancel Rule Subscriptions

The FTC’s new “Click-to-Cancel” rule simplifies subscription cancellations but risks stifling innovation and imposing costly burdens on businesses and consumers alike.

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Conservatism Domestic Policy Economic Opportunity Economy Events Government Regulation Infrastructure & Technology Markets and Finance Political Thought Progressivism Public Opinion Technology Top Issues Updates

Swipe Right at Lend360: A Look at the Latest Research

Swipe Right at Lend360 in Nashville

We are excited to announce that Patrick M. Brenner, President of the Southwest Public Policy Institute (SPPI), will be attending this year’s Lend360 conference in Nashville! As one of the leading voices in financial services policy, Patrick will be on-site to discuss SPPI’s latest groundbreaking research advocating for the online lending industry. At SPPI, we […]

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Conservatism Cybersecurity Domestic Policy Economy Government Regulation Government Transparency and Accountability Infrastructure & Technology Markets and Finance Political Thought Progressivism Public Opinion Technology Top Issues Updates

A “Revamp” Gone Wrong: GovLoans.gov Is No Longer Safe

GovLoans.gov Security Risk

The recent “upgrade” to GovLoans.gov has turned into a major security risk, with antivirus alerts flagging the official site as potentially malicious.

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Conservatism Data Domestic Policy Economy Energy & Environment Energy Economics Energy, Environment, and Natural Resources Government Regulation Housing Infrastructure & Technology New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Renewable Energy Top Issues Updates

The Hidden Costs of New Mexico’s New Building Codes: A Threat to Affordable Housing

New Mexico housing affordability impact of building codes

New Mexico’s new building codes may drive up home construction costs, potentially pricing many families out of the housing market and undermining efforts to affordability.

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Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Progressivism Public Opinion The Constitution Top Issues Updates

Newsmax: De-Banking of Trump Lawyer a Sign of Control to Come

John Eastman’s plight highlights a concerning trend towards using economic leverage for political and social control, resembling aspects of China’s Social Credit System.

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Colorado Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

Colorado Attorney General’s Office Weaponized for “Consumer Advocacy”

The office of the Colorado Attorney General, led by Phil Weiser, appears to be increasingly weaponizing its consumer protection mandate to pursue a politically motivated agenda under the guise of “consumer advocacy.” This trend not only raises concerns about the proper use of governmental power but also underscores the necessity of ensuring government transparency and […]

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Colorado Courts Domestic Policy Economy Government Regulation Government Transparency and Accountability Legal Legal and Judicial Markets and Finance SPPI v Colorado Attorney General Top Issues Transparency Updates

SPPI Announces New Partnership with Brownstein Hyatt Farber Schreck

This new partnership comes with SPPI’s latest effort to enforce transparency with the Colorado Attorney General’s office.

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The CFPB Attacks SoLo Funds

SoLo Funds sued by Consumer Financial Protection Bureau CFPB

The Consumer Financial Protection Bureau (CFPB) has attacked SoLo Funds, the nation’s largest consumer-facing Black-led and owned fintech.

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Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Colorado’s War on Credit

In this June 15, 2018 file photo, twenty dollar bills are counted in North Andover, Mass. (AP Photo/Elise Amendola)

Colorado’s HB23-1229 threatens consumer access to credit and economic growth.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Updates

We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

In this June 15, 2018 file photo, twenty dollar bills are counted in North Andover, Mass. (AP Photo/Elise Amendola)

In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]