Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.
‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo

Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.
A visiting European delegation through Global Ties discussed how regional think tanks like SPPI influence U.S. foreign policy.
Nationwide, chambers of commerce have mislabeled legitimate data aggregation as phishing to cover for their own digital security failures.
The coalition urges the CFTC to cut red tape on prediction markets and embrace permissionless innovation.
Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.
The victory guarantees access to public vehicle data to investigate the impact of EV mandates on vulnerable communities.
SPPI won against New Mexico’s Taxation and Revenue Department for violating public records law.
SPPI kicks off the 2025 New Mexico legislative session, partnering with key lawmakers to advance a bold agenda for freedom, opportunity, and prosperity.
This press release is also available as a PDF. ALBUQUERQUE, NM—The Southwest Public Policy Institute (SPPI) has formally sent a letter to the New Mexico Foundation for Open Government (NMFOG), urging the organization to take action against the City of Albuquerque and City Clerk Ethan Watson for repeated violations of New Mexico’s Inspection of Public […]
This letter was initially sent by electronic mail on December 18, 2024. December 18, 2024 New Mexico Foundation for Open GovernmentAttn: Executive Director and Board of Directors2333 Wisconsin St NEAlbuquerque, NM 87110 Dear Executive Director and Members of the Board: I write to you today as President of the Southwest Public Policy Institute (SPPI) to […]