Categories
Domestic Policy Economic Opportunity Economy Government Regulation Markets and Finance Political Thought Poverty and Inequality Public Opinion Technology Top Issues Updates

The US Bank Simple Loan is Hardly Simple

The US Bank Simple Loan is a classic example of how big banks can take something simple and make it incredibly complex.

Categories
Alaska Arizona Budget and Spending California Colorado Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Technology Texas The Constitution Top Issues Transparency Updates Utah

SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.

Categories
Alaska Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Reports Testimony Top Issues Updates

Conclusion of Alaskan Legislative Session: Victory for Alaskan Consumers

The Southwest Public Policy Institute applauds the Alaskan Senate Finance Committee’s decision to not advance House Bill 145 and Senate Bill 264, ensuring continued consumer access to diverse emergency credit options.

Categories
Alaska Arizona California Colorado Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Poverty & Welfare Poverty and Inequality Press Technology Texas Top Issues Updates Utah

New Interview Alert: Brenner on CFPB Overreach with American Legal Record Podcast

Patrick M. Brenner, recently appeared on the American Legal Record Podcast to discuss his views on the Consumer Financial Protection Bureau (CFPB) and its latest regulatory moves. In this insightful interview covered by American Credit News, Patrick delves into the core issues surrounding the CFPB’s recent circular on price comparison shopping sites and critically analyzes […]

Categories
Alaska Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Testimony Top Issues Updates

A Call for Prudent Consumer Credit Legislation in Alaska

Representing the Southwest Public Policy Institute, I recently had the opportunity to testify before the Alaska House Finance Committee and the Alaska Senate Community and Regional Affairs Committee regarding proposed legislation on consumer credit. The bills in question, House Bill 145 and its Senate counterpart, Senate Bill 264, aim to implement rate caps similar to […]

Categories
Alaska Arizona California Colorado Culture Domestic Policy Government Regulation Government Spending Government Transparency and Accountability Health Care Health Care Reform Legal and Judicial Life Medicare Nevada New Mexico Oklahoma Political Thought Texas Top Issues Updates Utah

Is the CFPB Paving the Way for Single-Payer Healthcare Through Medical Debt Reform?

The CFPB’s recent modifications to medical debt reporting may be subtly steering the U.S. toward a single-payer healthcare system by minimizing the visibility of medical debt.

Categories
Alaska Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Reports Testimony Top Issues Updates

SPPI to Testify in Alaska Against Consumer Credit Price Control Bills

The Southwest Public Policy Institute (SPPI) has been invited to provide expert testimony in the upcoming legislative sessions for Alaska House Bill 145 and Alaska Senate Bill 264, which will take place on April 30, 2024.

Categories
Conservatism Crime and Justice Culture Domestic Policy Government Regulation Government Spending Government Transparency and Accountability Homeland Security Legal and Judicial New Mexico Political Thought Progressivism Public Opinion Security

New Mexico’s Upcoming Special Session: Safety or Statism?

Governor Michelle Lujan Grisham’s recent announcement of yet another special legislative session in New Mexico, set to commence on July 18, 2024, ostensibly aims to enhance public safety—an objective no reasonable person would oppose. However, the words of Gideon J. Tucker resonate profoundly in moments like these: “No man’s life, liberty, or property are safe […]

Categories
Arizona California Colorado Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Public Opinion SPPI-TV Technology Texas Top Issues Updates Utah

New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice and the competitive market within the United States. The topic of discussion centered around a new directive from the […]

Categories
Arizona California Colorado Domestic Policy Economy Government Regulation Government Transparency and Accountability Infrastructure & Technology Markets and Finance Nevada New Mexico Oklahoma Political Thought Public Opinion Technology Texas Top Issues Updates Utah

American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]