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Rohit Chopra

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  • White Paper No. 8

    1033 Error, Rule Not Sound

    The CFPB’s open-banking mandate endangers consumers.

    Patrick M. Brenner and Lucas J. Parker  |  November 24, 2025

  • Policy Brief

    The Death Knell for Elizabeth Warren’s CFPB

    Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime

    Patrick M. Brenner  |  November 19, 2025

  • Policy Brief

    Rewarding Failure: How Rohit Chopra’s Legacy at the CFPB is Crumbling

    A so-called “consumer protection” agency became a case study in regulatory excess and misplaced praise.

    Lucas J. Parker  |  October 20, 2025

  • Policy Brief

    Vought Charts New Path for the CFPB

    Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.

    Lucas J. Parker  |  October 4, 2025

  • Policy Brief

    An Overdue Course Correction at the CFPB

    Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.

    Patrick M. Brenner  |  May 20, 2025

  • White Paper No. 6

    Swipe Right

    How comparison shopping tools and lead generators revolutionize consumer access to products and services.

    Patrick M. Brenner, Anna M. Gonzalez, and Lucas J. Parker  |  May 10, 2025

  • Op-Ed

    Trump can delete Elizabeth Warren’s failed experiment once and for all

    CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

    Originally published inFox News

    Patrick M. Brenner  |  February 5, 2025

  • Press Release

    SPPI Applauds the Departure of CFPB Director Rohit Chopra

    Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.

    Southwest Public Policy Institute  |  February 2, 2025

  • Op-Ed

    President-elect Trump should declare a ceasefire in the war on credit

    Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied…

    Originally published inAmerican Banker

    Patrick M. Brenner  |  December 5, 2024

  • Policy Brief

    Is Elon Musk Serious with his “Delete CFPB” Tweet?

    In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct…

    Patrick M. Brenner  |  November 27, 2024

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