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    Buried in Bias

    The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.

    Patrick M. Brenner  |  December 12, 2025

  • Press Release

    The Southwest Public Policy Institute Proudly Presents: The Economic Dunce Award

    For exceptional achievement in ignoring market realities and promoting policies that backfire spectacularly.

    Southwest Public Policy Institute  |  July 19, 2025

  • In the News

    ‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo

    Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.

    Patrick M. Brenner  |  July 5, 2025

  • White Paper No. 6

    Swipe Right

    How comparison shopping tools and lead generators revolutionize consumer access to products and services.

    Patrick M. Brenner, Anna M. Gonzalez, and Lucas J. Parker  |  May 10, 2025

  • Event

    Betting on the Future: SPPI Tackling Lending Challenges at Vegas Conference

    SPPI heads to Las Vegas for the Online Lenders Alliance’s annual Tribal Lending Conference to connect with industry leaders and tackle the future of financial services.

    Patrick M. Brenner  |  December 3, 2024

Southwest Public Policy Institute

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Southwest Public Policy Institute  |  Better living through better policy

501(c)(3) nonprofit  |  EIN 88-2196936

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