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Tag: No Loan For You!

Swipe Right at Lend360: A Look at the Latest Research

Post author By Liam Gray
Post date September 7, 2024
No Comments on Swipe Right at Lend360: A Look at the Latest Research

We are excited to announce that Patrick M. Brenner, President of the Southwest Public Policy Institute (SPPI), will be attending this year’s Lend360 conference in Nashville! As one of the leading voices in financial services policy, Patrick will be on-site to discuss SPPI’s latest groundbreaking research advocating for the online lending industry. At SPPI, we […]

Tags Credit, Lead Generation, Lend360, Lending, Loans, No Loan For You!, Online Lenders Alliance (OLA), Ping Tree, Swipe Right

Conservatism Cybersecurity Domestic Policy Economy Government Regulation Government Transparency and Accountability Infrastructure & Technology Markets and Finance Political Thought Progressivism Public Opinion Technology Top Issues Updates

A “Revamp” Gone Wrong: GovLoans.gov Is No Longer Safe

Post author By Patrick M. Brenner
Post date August 25, 2024
No Comments on A “Revamp” Gone Wrong: GovLoans.gov Is No Longer Safe

The recent “upgrade” to GovLoans.gov has turned into a major security risk, with antivirus alerts flagging the official site as potentially malicious.

Tags Avast, Credit, Cybersecurity, Digital Security, Government Websites, GovLoans.gov, Lending, Loans, Malware, No Loan For You!, Website Upgrades

Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Colorado’s War on Credit

In this June 15, 2018 file photo, twenty dollar bills are counted in North Andover, Mass. (AP Photo/Elise Amendola)

Colorado’s HB23-1229 threatens consumer access to credit and economic growth.

Tags American Financial Services Association (AFSA), American Fintech Council (AFC), Buy Now Pay Later, Consumer Financial Protection Bureau (CFPB), Credit, Debt, Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA), Lending, National Association of Industrial Bankers (NAIB), No Loan For You!, Price Controls

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Updates

We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

Post author By Patrick M. Brenner
Post date May 22, 2024
2 Comments on We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

In this June 15, 2018 file photo, twenty dollar bills are counted in North Andover, Mass. (AP Photo/Elise Amendola)

In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]

Tags Buy Now Pay Later, Consumer Financial Protection Bureau (CFPB), Credit, Finance, No Loan For You!, Rohit Chopra, Transparency

Domestic Policy Economic Opportunity Economy Government Regulation Markets and Finance Political Thought Poverty and Inequality Public Opinion Technology Top Issues Updates

The US Bank Simple Loan is Hardly Simple

Post author By Patrick M. Brenner
Post date May 16, 2024
1 Comment on The US Bank Simple Loan is Hardly Simple

The US Bank Simple Loan is anything but simple.

The US Bank Simple Loan is a classic example of how big banks can take something simple and make it incredibly complex.

Tags Consumer Advocacy, Credit, Debt, Lending, No Loan For You!, Personal Finance, Transparency, U.S. Bank

Alaska Arizona Budget and Spending California Colorado Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Technology Texas The Constitution Top Issues Transparency Updates Utah

SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

Post author By Liam Gray
Post date May 16, 2024
No Comments on SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.

Tags Consumer Financial Protection Bureau (CFPB), Credit, Elizabeth Warren, No Loan For You!, Personal Finance, Price Controls, Rate Caps, Rohit Chopra, Testimony

Alaska Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Reports Testimony Top Issues Updates

Conclusion of Alaskan Legislative Session: Victory for Alaskan Consumers

Post author By Liam Gray
Post date May 16, 2024
No Comments on Conclusion of Alaskan Legislative Session: Victory for Alaskan Consumers

The Southwest Public Policy Institute applauds the Alaskan Senate Finance Committee’s decision to not advance House Bill 145 and Senate Bill 264, ensuring continued consumer access to diverse emergency credit options.

Tags Alaska, American Financial Services Association (AFSA), Credit, No Loan For You!, Online Lenders Alliance (OLA), Personal Finance, Price Controls, Rate Caps, Testimony

Alaska Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Testimony Top Issues Updates

A Call for Prudent Consumer Credit Legislation in Alaska

Post author By Patrick M. Brenner
Post date May 4, 2024
1 Comment on A Call for Prudent Consumer Credit Legislation in Alaska

Representing the Southwest Public Policy Institute, I recently had the opportunity to testify before the Alaska House Finance Committee and the Alaska Senate Community and Regional Affairs Committee regarding proposed legislation on consumer credit. The bills in question, House Bill 145 and its Senate counterpart, Senate Bill 264, aim to implement rate caps similar to […]

Tags Bank of America, Consumer Advocacy, Credit, Debt, Lending, Loans, No Loan For You!, U.S. Bank, Wells Fargo

SPPI to Testify in Alaska Against Consumer Credit Price Control Bills

Post author By Liam Gray
Post date April 29, 2024
No Comments on SPPI to Testify in Alaska Against Consumer Credit Price Control Bills

The Southwest Public Policy Institute (SPPI) has been invited to provide expert testimony in the upcoming legislative sessions for Alaska House Bill 145 and Alaska Senate Bill 264, which will take place on April 30, 2024.