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The CFPB Attacks SoLo Funds

The Consumer Financial Protection Bureau (CFPB) has attacked SoLo Funds, the nation’s largest consumer-facing Black-led and owned fintech.

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Colorado’s War on Credit

Colorado’s HB23-1229 threatens consumer access to credit and economic growth.

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We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]

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The Hill: The Supreme Court has emboldened the CFPB, threatening American consumers

The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.

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SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.

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New Interview Alert: Brenner on CFPB Overreach with American Legal Record Podcast

Patrick M. Brenner, recently appeared on the American Legal Record Podcast to discuss his views on the Consumer Financial Protection Bureau (CFPB) and its latest regulatory moves. In this insightful interview covered by American Credit News, Patrick delves into the core issues surrounding the CFPB’s recent circular on price comparison shopping sites and critically analyzes […]

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Is the CFPB Paving the Way for Single-Payer Healthcare Through Medical Debt Reform?

The CFPB’s recent modifications to medical debt reporting may be subtly steering the U.S. toward a single-payer healthcare system by minimizing the visibility of medical debt.

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New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice and the competitive market within the United States. The topic of discussion centered around a new directive from the […]

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American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]

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SPPI Condemns CFPB for Alleged Discrimination Against Black and Hispanic Employees

Rio Rancho, NM – The Southwest Public Policy Institute (SPPI) strongly condemns the Consumer Financial Protection Bureau (CFPB) for alleged racial discrimination against at least 85 Black and Hispanic employees. This follows news that the U.S. District Court for the District of Columbia has approved a $6 million settlement of class claims of alleged discrimination […]