Tag: Consumer Financial Protection Bureau (CFPB)

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SPPI Featured in Tangle’s Coverage of CFPB Debate

Rohit Chopra Fired Terminated Donald Trump CFPB
Rohit Chopra during a Senate Banking, Housing, and Urban Affairs Committee hearing in Washington, DC, on December 11, 2024. Al Drago, Bloomberg, Getty Images

SPPI continues to argue against the agency’s overreach and its impact on financial markets.

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Elon Musk Declares CFPB’s Demise, Validating SPPI’s Efforts

Rohit Chopra's Consumer Financial Protection Bureau (CFPB) wants nationalized finance

Musk’s declaration marks a defining victory for the Southwest Public Policy Institute, affirming our relentless efforts to expose and dismantle the CFPB.

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SPPI Applauds the Departure of CFPB Director Rohit Chopra

Rohit Chopra Fired Terminated Donald Trump CFPB
Rohit Chopra during a Senate Banking, Housing, and Urban Affairs Committee hearing in Washington, DC, on December 11, 2024. Al Drago, Bloomberg, Getty Images

Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.

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Earned Wage Access: A Financial Lifeline or the Next Credit Trap?

Earned Wage Access (EWA)

Earned Wage Access (EWA) has rapidly gained traction amidst the demand for short-term liquidity, but questions remain about the preservation of borrowers’ financial autonomy.

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The Price of Credit: How Rate Caps Hurt America’s Cash Poor

Price Controls Rate Caps Cash Poor Americans

“The road to hell is paved with good intentions.”

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The CFPB’s Desperate Eleventh-Hour Overreach

Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB)

Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

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American Banker: President-elect Trump should declare a ceasefire in the war on credit

Under the Biden administration, a trio of regulatory agencies have teamed up to limit consumers' access to credit, says Southwest Public Policy Institute's Patrick M. Brenner. Ting Shen/Bloomberg
Under the Biden administration, a trio of regulatory agencies have teamed up to limit consumers' access to credit, says Southwest Public Policy Institute's Patrick M. Brenner. Ting Shen/Bloomberg

Originally published at americanbanker.com on December 5, 2024. Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied to a debit card. For most people, that would be somewhere between […]

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Is Elon Musk Serious with his “Delete CFPB” Tweet?

Elon Musk Calls to Delete the Consumer Financial Protection Bureau CFPB

In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct yet striking comment has ignited a vital debate about the role and efficacy of the Consumer Financial Protection Bureau […]

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Newsmax: SCOTUS Decision Offers Americans Unrealized Gains

Boeing Company Corporate Welfare

Originally published at newmax.com on November 4, 2024. The U.S. Senate investigation into Boeing’s safety practices and the FAA’s ineffective oversight revealed that Boeing, under pressure to prioritize production speed over safety, suffered quality control issues that endangered consumers. Despite these risks, the FAA’s overreliance on industry insiders failed to address Boeing’s deficiencies. The problem is not regulation; the […]

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The CFPB Attacks SoLo Funds

SoLo Funds sued by Consumer Financial Protection Bureau CFPB

The Consumer Financial Protection Bureau (CFPB) has attacked SoLo Funds, the nation’s largest consumer-facing Black-led and owned fintech.