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    Construction Halted: Trump’s Tariffs Threaten Infrastructure Projects

    Tariffs on steel, aluminum, and copper are driving up costs, delaying infrastructure projects, and threatening growth across key sectors of the American economy.

    Lucas J. Parker  |  March 6, 2026

  • Op-Ed

    Trump’s Tariffs Are Changing How Consumers Use Credit

    Tariffs and credit price controls are squeezing American families From both sides.

    Originally published inDC Journal

    Lucas J. Parker  |  December 15, 2025

  • Op-Ed

    Trump’s 50-year mortgage just introduces a new kind of debt

    50-year loan terms would triple total debt while government regulations continue driving up building costs

    Originally published inFox News

    Patrick M. Brenner  |  November 12, 2025

  • White Paper

    The Case Against 50-Year Mortgages

    How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?

    Patrick M. Brenner  |  November 8, 2025

  • Policy Brief

    The Real Cost of Homeownership: Beyond the Mortgage and APR

    This guest commentary was written by Ed Harris, CEO of Harris Northwest Advisors and a Visiting Contributor at the Southwest Public Policy Institute. In his argument about APR, Patrick Brenner is wrong but inadvertently correct on…

    Ed Harris  |  October 15, 2025

  • Op-Ed

    The Case Against 30-Year Mortgages

    Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.

    Originally published inThe Wall Street Journal

    Patrick M. Brenner  |  October 8, 2025

  • Policy Brief

    Trump’s Japanese Tariff Agreement: A Winning Deal for Consumers?

    A 15% tariff may look like a trade victory, but American families could end up paying the price.

    Lucas J. Parker  |  September 27, 2025

  • Op-Ed

    Here’s What Rate Caps Really Do To Consumers

    Earlier this year, as New Mexico debated legislation limiting to 36 percent the annual percentage rate for consumer loans in the state, the primary witness testified in support of the bill before the Consumer and Public…

    Originally published inSanta Fe New Mexican

    Patrick M. Brenner  |  June 11, 2022

  • Policy Brief

    With Biden Absent, Some Southwest States Combat Inflation

    Erin Norman, senior messaging strategist at State Policy Network, recently published critical commentary of President Joe Biden’s inflation-fighting plan. Introduced last week, Biden highlights his plan in the Wall Street Journal. Composed of over 1,100 words,…

    Patrick M. Brenner  |  June 8, 2022

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