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Domestic Policy Government Regulation Marianne T. Anderson Memorial Fellowship Markets and Finance Press Top Issues Updates

Wake Gardner Chosen as Recipient of the Marianne T. Anderson Memorial Fellowship

The latest recipient of the Marianne T. Anderson Memorial Fellowship has been announced.

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Domestic Policy Economy Government Regulation Markets and Finance New Mexico Poverty and Inequality Top Issues

RealClearMarkets: Need a $200 Loan? You’re Mostly Outta Luck

Originally published at realclearmarkets.com on June 21, 2023 In New Mexico, an interest rate cap on specialized emergency loans when into effect in January. Since then, big-bank promoters have endorsed the small-dollar short-term loan products offered by U.S. Bank, Bank of America, Wells Fargo, Huntington Bank, and others as alternatives. Recently, those same activists have thrown in support for […]

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Reports Top Issues Updates

Report: No Loan for You, Too!

The unintended consequences of price controls on consumer access to credit.

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Arizona California Colorado Domestic Policy Economy Government Regulation Nevada New Mexico Oklahoma Texas Top Issues Updates Utah

SPPI Takes Vegas: A High-Stakes Discussion on Emergency Lending

SPPI shares insights on the impact of the war on specialized emergency lending at AFSA’s conference in Las Vegas.

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Domestic Policy Government Regulation Marianne T. Anderson Memorial Fellowship Markets and Finance Press Top Issues Updates

SPPI Offers Driven Students Exciting Fellowship Opportunity

Jack Radomski and Brandt Kringlie are the inaugural recipients of the Marianne T. Anderson Memorial Fellowship.

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Domestic Policy Economy Government Regulation Legal and Judicial Markets and Finance Nevada New Mexico Political Thought Public Opinion Top Issues

President of SPPI Invited as Speaker to 2023 Independents Conference & Expo

Patrick Brenner has been invited as a speaker and panelist to discuss SPPI’s report “No Loan for You!” and how the war on specialized emergency lending is hurting the American Southwest.

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Culture Domestic Policy Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty and Inequality Top Issues

American Banker: If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can

We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Reports Top Issues Updates

Report: No Loan for You!

How the war on specialized emergency loans has hurt New Mexicans.

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Conservatism Culture Domestic Policy Economy Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues

The Unintentional Consequences of Banning Specialized Emergency Loans

Specialized emergency lenders play a crucial role in providing access to credit for individuals who may not qualify for traditional loans from banks or credit unions, and can be a lifeline for those facing unexpected expenses or a temporary financial setback.

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Colorado Domestic Policy Economy Government Regulation Legal and Judicial Life Political Thought Public Opinion Top Issues

What’s Past is Prologue: David Silberman’s History of Attacking the Products He’s Now Tasked With Studying

David Silberman has a history of weaponizing the government to routinely and aggressively target the very products he is now charged with assessing the safety and affordability of.