Categories
Domestic Policy Economy Government Regulation Legal and Judicial Markets and Finance Political Thought Poverty and Inequality Public Opinion The Center for Economic Opportunity Top Issues

The Wells Fargo Flex Loan is Anything But Flexible

Wells Fargo’s Flex Loan program is a labyrinth of unclear eligibility requirements and a baffling case of vanishing funds.

Categories
Domestic Policy Economy Government Regulation Markets and Finance New Mexico Poverty and Inequality Top Issues

RealClearMarkets: Need a $200 Loan? You’re Mostly Outta Luck

Originally published at realclearmarkets.com on June 21, 2023 In New Mexico, an interest rate cap on specialized emergency loans when into effect in January. Since then, big-bank promoters have endorsed the small-dollar short-term loan products offered by U.S. Bank, Bank of America, Wells Fargo, Huntington Bank, and others as alternatives. Recently, those same activists have thrown in support for […]

Categories
Arizona California Colorado Domestic Policy Economy Events Government Regulation Markets and Finance Nevada New Mexico Oklahoma Public Opinion Texas Updates Utah

SPPI President, Patrick Brenner, to Speak at Independent Women’s Forum Panel

We are thrilled to announce that Patrick Brenner, president of the Southwest Public Policy Institute (SPPI), will be representing SPPI as a distinguished panelist at the Independent Women’s Forum. The panel will test a simple, powerful idea: how do we ensure fair lending policies for vulnerable Americans; and will bring together experts to address the […]

Categories
Conservatism Culture Domestic Policy Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Reports The Center for Economic Opportunity Top Issues Updates

Report: No Loan for You, Too!

The unintended consequences of price controls on consumer access to credit.

Categories
Culture Domestic Policy Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty and Inequality Top Issues

American Banker: If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can

We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.

Categories
Conservatism Culture Domestic Policy Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Reports The Center for Economic Opportunity Top Issues Updates

Report: No Loan for You!

How the war on specialized emergency loans has hurt New Mexicans.