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Domestic Policy Economy Government Regulation Legal and Judicial Markets and Finance Political Thought Poverty and Inequality Public Opinion The Center for Economic Opportunity Top Issues

The Wells Fargo Flex Loan is Anything But Flexible

Wells Fargo’s Flex Loan program is a labyrinth of unclear eligibility requirements and a baffling case of vanishing funds.

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Domestic Policy Economy Government Regulation Legal and Judicial Markets and Finance New Mexico Political Thought Poverty and Inequality The Center for Economic Opportunity Top Issues

Albuquerque Journal: A public bank could crowd out community-based financial institutions

The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident: by restricting the interest rates that small-dollar lenders can charge, the rate cap effectively marginalized an entire segment of […]

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Domestic Policy Economy Health Care Health Care Reform Markets and Finance Public Health The Center for Economic Opportunity The Center for Government Transparency and Accountability Top Issues Utah

Deseret News: Excessive regulation is fueling a health care crisis in Utah

Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.

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Domestic Policy Economy Government Regulation Legal and Judicial Markets and Finance Political Thought Poverty and Inequality Public Opinion The Center for Economic Opportunity Top Issues Updates

Albuquerque Journal: The myth of big-bank small-dollar loans

In response to Fred Nathan’s (July 30) op-ed praising New Mexico’s efforts to end predatory lending, I must assert that the celebratory tone is premature and misguided. Two significant studies conducted by the Southwest Public Policy Institute — “No Loan For You!” published in March 2023 and “No Loan For You, Too!” published in June […]

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Domestic Policy Government Regulation Marianne T. Anderson Memorial Fellowship Markets and Finance Press Top Issues Updates

Wake Gardner Chosen as Recipient of the Marianne T. Anderson Memorial Fellowship

The latest recipient of the Marianne T. Anderson Memorial Fellowship has been announced.

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Domestic Policy Economy Government Regulation Markets and Finance Public Opinion Texas

Why Retail Bad Debt Statutes are Vital for Businesses and Consumers Alike

HB 3389 in Texas is critical for protecting consumers and businesses.

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Domestic Policy Government Regulation Marianne T. Anderson Memorial Fellowship Markets and Finance Press Top Issues Updates

SPPI Offers Driven Students Exciting Fellowship Opportunity

Jack Radomski and Brandt Kringlie are the inaugural recipients of the Marianne T. Anderson Memorial Fellowship.

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Conservatism Culture Domestic Policy Economy Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues

The Unintentional Consequences of Banning Specialized Emergency Loans

Specialized emergency lenders play a crucial role in providing access to credit for individuals who may not qualify for traditional loans from banks or credit unions, and can be a lifeline for those facing unexpected expenses or a temporary financial setback.