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  • White Paper No. 8

    1033 Error, Rule Not Sound

    The CFPB’s open-banking mandate endangers consumers.

    Patrick M. Brenner and Lucas J. Parker  |  November 24, 2025

  • In the News

    Fox Business Spotlights SPPI’s Latest Report on Credit Access and Lead Generators

    National media coverage affirms the importance of preserving consumer choice and innovation in financial matchmaking.

    Patrick M. Brenner  |  May 19, 2025

  • White Paper No. 6

    Swipe Right

    How comparison shopping tools and lead generators revolutionize consumer access to products and services.

    Patrick M. Brenner, Anna M. Gonzalez, and Lucas J. Parker  |  May 10, 2025

  • Op-Ed

    President-elect Trump should declare a ceasefire in the war on credit

    Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied…

    Originally published inAmerican Banker

    Patrick M. Brenner  |  December 5, 2024

Southwest Public Policy Institute

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Southwest Public Policy Institute  |  Better living through better policy

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