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The Unintentional Consequences of Banning Specialized Emergency Loans

Specialized emergency lenders play a crucial role in providing access to credit for individuals who may not qualify for traditional loans from banks or credit unions, and can be a lifeline for those facing unexpected expenses or a temporary financial setback.

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Budget and Spending Conservatism Culture Domestic Policy Economy Government Spending Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues

It’s Time to Redistribute New Mexico’s Government-Accumulated Wealth

As the oil and gas industry in New Mexico booms, the state’s projected revenue for the 2024 fiscal year is close to $12 billion. We believe it’s time for the state to consider redistributing some of this newfound wealth to its citizens.

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SPPI Job Index: Dark Clouds Are Gathering

Today‚Äôs fresh employment numbers from the U.S. Department of Labor’s Bureau of Labor Statistics are concerning.

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COVID Recovery: How is the American Southwest Doing?

States throughout the region boast a wide disparity of economic recovery in the aftermath of the pandemic.

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Supply Chain Disruptions Continue To Interrupt Business Operations

Increasing domestic manufacturing capabilities through licensing freedom and red tape reduction can be an investment in future economic security.

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Domestic Policy Economy Government Regulation Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Top Issues

Santa Fe New Mexican: Here’s What Rate Caps Really Do To Consumers

Originally published at Santa Fe New Mexican on June 11, 2022. Earlier this year, as New Mexico debated legislation limiting to 36 percent the annual percentage rate for consumer loans in the state, the primary witness testified in support of the bill before the Consumer and Public Affairs Committee. Claims were made that do not hold […]

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With Biden Absent, Some Southwest States Combat Inflation

Erin Norman, senior messaging strategist at State Policy Network, recently published critical commentary of President Joe Biden’s inflation-fighting plan. Introduced last week, Biden highlights his plan in the Wall Street Journal. Composed of over 1,100 words, he spent one third of the article telling Americans how good things are right now. But the public begs […]

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The Best And Worst State Economies Of The American Southwest

The personal finance website WalletHub just released its report on 2022’s Best and Worst State Economies. The WalletHub methodology incorporates twenty-eight indicators across three broad categories of economic activity, economic health, and innovation potential. The weighted final score is then used to rank each state. Source: WalletHub As seen before with metrics such as post-pandemic […]

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Newsmax: Antitrust Watchdogs Should Focus on Substance, Not Size

Save for the rare instances where high start-up costs or other extreme barriers to entry are present or the potential customer base is extremely limited, most economists agree: Monopolies are bad for consumers. This thinking, now more than a century old, gave rise to the adoption of increasingly more comprehensive laws giving the federal government […]