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New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice and the competitive market within the United States. The topic of discussion centered around a new directive from the […]

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American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]

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SPPI Joins Coalition Opposing the RECOUP Act

The Southwest Public Policy Institute (SPPI), a leading advocate for policy solutions that enhance freedom and prosperity in the Southwest, today announced its support for the Competitive Enterprise Institute-led coalition opposing the RECOUP Act (S. 2190). By signing the coalition letter, SPPI aligns itself with other prominent policy groups and experts in urging Congress to […]

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Report: 58 is the New 62

Rethinking American Retirement and Social Security

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The Wells Fargo Flex Loan is Anything But Flexible

Wells Fargo’s Flex Loan program is a labyrinth of unclear eligibility requirements and a baffling case of vanishing funds.

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National Review: Colorado’s Intrastate Minimum-Wage Compacts Will Hurt the State

Experience shows that businesses pass on increased costs to consumers, hurting the very people wage hikes are supposed to help.

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SPPI Condemns CFPB for Alleged Discrimination Against Black and Hispanic Employees

Rio Rancho, NM – The Southwest Public Policy Institute (SPPI) strongly condemns the Consumer Financial Protection Bureau (CFPB) for alleged racial discrimination against at least 85 Black and Hispanic employees. This follows news that the U.S. District Court for the District of Columbia has approved a $6 million settlement of class claims of alleged discrimination […]

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Fox News: Who’s protecting consumers from the Consumer Financial Protection Bureau?

If CFPB found a financial institution had suffered a data breach of a similar magnitude, the fines and fees would be astronomical.

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Albuquerque Journal: A public bank could crowd out community-based financial institutions

The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident: by restricting the interest rates that small-dollar lenders can charge, the rate cap effectively marginalized an entire segment of […]

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Deseret News: Excessive regulation is fueling a health care crisis in Utah

Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.

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